A legally structured, professionally negotiated solution to close unmanageable loans at a reduced payable amount.
Banks agree to close loans by accepting a negotiated lump-sum amount lower than the outstanding dues.
Written settlement offers and official closure letters ensure long-term safety.
Once negotiation begins, recovery pressure and legal escalation reduce significantly.
Close stressed loans within months instead of years of litigation or default.
A refined, legally structured process designed to resolve loan stress with precision and confidence.
In-depth review of loan exposure, default status, income stability, and lender position.
Custom settlement strategy prepared using RBI norms and lender recovery benchmarks.
Professional negotiation with banks or NBFCs to secure optimal OTS terms.
Written settlement offer issued by lender mentioning amount and validity.
Lump-sum payment within approval window ensuring enforceable closure.
Settlement closure letter and no-dues confirmation officially issued.
One Time Settlement is intended for borrowers experiencing financial distress and repayment challenges — not for wilful defaulters.
Borrowers who have missed multiple EMI payments and are unable to regularise the account.
Loan accounts classified as stressed, overdue, or at risk of becoming Non-Performing Assets.
Job loss, salary reduction, business slowdown, or unexpected financial setbacks.
Borrowers who have received legal notices, recovery calls, or field visit threats.
Individuals managing multiple personal loans or credit card dues simultaneously.
Cases where repayment is no longer realistically possible without structured settlement support.
One Time Settlement offers a lawful, structured path to close unmanageable loans while protecting your dignity and finances.
Settle your outstanding dues at a substantially reduced amount compared to the total payable.
Once negotiations begin, recovery calls and field visits reduce significantly.
Receive written settlement approval and official closure confirmation from the lender.
Resolve long-pending loan stress within months instead of years of litigation.
Settlements follow lender policies and RBI guidelines for lawful execution.
Clear debt pressure and rebuild your financial life with a structured reset.